USDC on Polygon PoS: fee right now
Sending USDC on Polygon PoS costs $0.0018 (0.01514 POL) on-chain right now and takes about 5 s to confirm. That figure is a USDT transfer used as the proxy: same call, same gas. The cheapest exchange withdrawal we can read is HTX at $0.0099 (0.0099 USDC), so leaving an exchange and sending on again costs about $0.012 in total. Among 7 USDC rails with a reading, Polygon PoS ranks 2 of 7 by total cost.
Read 28 Sept, 02:47 UTC; on-chain figures cached 90 s, exchange figures 10 min. Chain fee: USDT transfer used as the proxy: same call, same gas. Every number below names its source.
Exchange withdrawal fees
3 of 5 readable| Exchange | Fee (USD) | Fee (USDC) | Minimum | Status |
|---|---|---|---|---|
| Binance | $0.120 | 0.12 USDC | 3 USDC | enabled · ~1 min |
| KuCoin | $0.210 | 0.21 USDC | 0.3 USDC | enabled · 300 conf |
| HTX | $0.0099cheapest | 0.0099 USDC | 1 USDC | enabled · 300 conf |
| Bybit | unavailable: unavailable (Request parameter error: apiKey is missing) | |||
| OKX | unavailable: requires exchange login; not shown | |||
Basis: the flat fee each exchange charges to withdraw USDC on Polygon PoS, in USDC, converted at $1.00; read 28 Sept, 02:45 UTC. Paused means the exchange has the rail switched off right now. Full matrix on the exchange fees page.
On-chain fee, last 24 hours
$0.0018
0.01514 POL · ~5 s
Basis: USDT transfer ≈ 55,000 gas × current gas price, from Polygon public RPC eth_gasPrice; USDT transfer used as the proxy: same call, same gas. The 24h figures are this desk's own log of the same USD fee, sampled at most every 5 minutes; with fewer than two readings the chart says so. JSON at /api/fees/history?network=polygon.
How to send USDC on Polygon PoS
- Ask the receiver for a USDC address on Polygon PoS and check the network name on their deposit page matches. USDC on another network is a different token and a deposit on the wrong one is usually lost.
- On the exchange choose USDC, then network Polygon PoS; the form shows the fee and minimum. Right now the enabled rails are Binance ($0.120), HTX ($0.0099) and KuCoin ($0.210).
- Keep a little POL on the sending address: USDC transfers on Polygon PoS are paid for in POL, not USDC.
- Paste the address into the address check to confirm it belongs to Polygon PoS before confirming; then use the route planner if you want every rail ranked for your amount.
USDC on other networks
| Network | Chain fee | Cheapest withdrawal | Total |
|---|---|---|---|
| BNB Smart Chain (BEP-20) | $0.0021 | $0.00 · Binance | $0.0021exchange + chain |
| Optimism | not tracked | $0.050 · Binance | $0.050exchange only |
| Arbitrum One | $0.0080 | $0.054 · HTX | $0.062exchange + chain |
| Base | not tracked | $0.200 · Binance | $0.200exchange only |
| Solana | $0.0006 | $0.300 · Binance | $0.301exchange + chain |
| Ethereum (ERC-20) | $0.421 | $0.600 · Binance | $1.02exchange + chain |
| Tron (TRC-20) | unavailable | none enabled | —no reading |
Basis: cheapest total first; total is the cheapest enabled exchange withdrawal plus the on-chain fee where both are known, otherwise whichever one is. Ranking for every network on the USDC hub.
Questions
- Why does the USDC fee on Polygon PoS change?
- The on-chain figure is a USDT transfer ≈ 55,000 gas × current gas price, read from Polygon public RPC eth_gasPrice. It moves for two reasons: the network's fee market (gas, energy or priority price) rises and falls with demand, and the USD figure follows the POL price ($0.12 when this page was built). We re-read both every 90 seconds and never fill a gap with an old number.
- What is the minimum USDC withdrawal on Polygon PoS?
- Right now: Binance 3 USDC, HTX 1 USDC and KuCoin 0.3 USDC. Below the minimum the exchange refuses the withdrawal; at or just above it the flat fee is a large share of what arrives ($0.120 of a 3 USDC withdrawal at Binance).
- Which is cheaper for USDC, TRC20 or ERC20?
- One of the two chain readings is unavailable right now, so no comparison is shown. Typically TRC20 is the cheaper of the two by a wide margin; the live figures are on the Tron and Ethereum pages linked below.
CheapestChain is sponsored by Craze, a casino that takes crypto deposits. We have no commercial relationship with any exchange or network named here and no affiliate links to them; exchange figures are read from each exchange's public endpoint and shown as they arrive. Not financial advice; fees change without notice, so check the form before confirming.